Independent life insurance · Santa Rosa, California
Independent since 1980.
A licensed broker, not a captive agent. Frank places policies from 45+ carriers — and stays with them after they're issued.
Schedule of record
Carriers he brokers from



- North American
- 45+ in total
What Frank places
Life insurance is the specialty. Being independent means the rest gets handled in the same conversation.
Life insurance
Term, universal, indexed and permanent — including living benefit riders.
See coverage →
Medicare & long-term care
Supplement and Advantage plans, plus traditional and hybrid long-term care.
See coverage →
Annuities & dental
Income stability and market protection, and cover for major dental expenses.
See coverage →How it works
Four steps. Nothing is committed until you sign.
- 1
Schedule a review
What you have, who depends on you, what the policy should do.
- 2
Compare options
Frank weighs the carriers and explains the trade-offs.
- 3
Apply
Paperwork prepared for you. Most carriers accept DocuSign.
- 4
Underwriting
The carrier reviews it. Frank tracks it and tells you where it stands.
Twenty-five and thirty years
Clients who followed Frank from Nebraska to Sonoma County. Their words, as published by Biaggi Life.
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30years
We have dealt with Frank for at least 30 years and we are very satisfied with his service.
Rodney H.
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25years
I have been with Frank for over 25 years. He has always looked out for my best interest. If I have any questions, Frank has been there to answer them.
Dorothy, from Nebraska
Start with a conversation
No cost to have your coverage looked at. If what you have is right, Frank will say so.
- Office
- 3558 Round Barn Blvd, Suite 200
Santa Rosa, CA 95403 - Hours
- Mon–Fri, 9:00am–5:00pm
- Licensed
- CA Lic. #0C02711 · NPN #63986
