Independentsince 1980.
Frank Biaggi is a licensed life insurance agent-broker in Santa Rosa, not a captive agent for one company. He brokers policies from more than 45 carriers, explains what each one actually does, and stays with the policy after it is issued.
- $1 billion
- written in life insurance death benefits
- 1,500+
- policies issued
- 45+
- carriers he can broker from
- 7 states
- currently licensed, with more available on request
One broker.Forty-five carriers.
- Protective
- North American
- Mutual of Omaha
- Ameritas
- and 45+ more
What Frank places
Life insurance is the specialty. Because the agency is independent, the rest of the protection picture can be handled in the same conversation instead of with four different agents.
-
Life insurance
Term, universal, indexed and permanent coverage, including policies with living benefit riders that allow access to funds in the event of a chronic illness.
-
Long-term care insurance
Traditional and hybrid plans that cover extended care needs.
-
Medicare Supplement & Medicare Advantage
Healthcare coverage for retirement.
-
Annuities
Income stability and market protection for your financial future.
-
Dental insurance
Coverage for preventive care and major dental expenses.
How it works
Four steps, in this order. Many carriers accept DocuSign, so the paperwork can be completed securely from home.
- 1
Schedule your review
A conversation about what you have, who depends on you, and what you want the policy to do.
- 2
Explore coverage options
Frank compares policies across the carriers he is contracted with and explains the trade-offs.
- 3
Complete the application
Paperwork is prepared for you, with electronic signature where the carrier allows it.
- 4
Underwriting
The carrier reviews the application. Frank tracks it and tells you where it stands.
The same person, for the life of the policy
Life insurance is a promise that gets tested decades after it is signed. That is the argument for working with a broker who is still there when it matters.
Frank has spent more than 40 years as a licensed life agent-broker. Clients in the reviews below have been with him for 25 and 30 years, several of them from Nebraska, long after the agency moved to Sonoma County.
Because he is independent, he is not limited to one company's product shelf. He can review what you already own, including a policy someone else sold you, and tell you plainly whether changing it would actually help.
- California licence
- #0C02711
- National Producer Number
- #63986
- Currently licensed in
- California, Arizona, Idaho, Iowa, Massachusetts, Nebraska and Texas. Licensing available in additional states upon request.
What clients say
Reviews as published by Biaggi Life.
My experience with Frank started when he was in Omaha, NE at least 25 years ago. His efforts to find the best fit products for me are unmatched.
Frank has been my insurance agent for many years. He has always provided excellent advice and service. He encourages me to call whenever I have questions and he responds to my calls quickly.
We have dealt with Frank for at least 30 years and we are very satisfied with his service.
I have been with Frank for over 25 years. He has always looked out for my best interest. If I have any questions, Frank has been there to answer them.
Start with a conversation
There is no cost to have your coverage looked at, and no obligation after. If what you have is already right, Frank will tell you that.
Monday to Friday, 9:00am to 5:00pm. Closed weekends.
3558 Round Barn Blvd, Suite 200, Santa Rosa, CA 95403